Last Updated: 20 October 2025
Please read these Terms and Conditions (“Terms”, “Agreement”) carefully before using the https://www.mifinance.xyz/ website (the “Service”). This Service is operated by Mi Finance (“us”, “we”, or “our”).
Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of the terms, you may not access the Service.
1. Fashion, Repair, and Chemical Disclaimer (CRITICAL)
A. Educational Purpose Only
The content on MiFinance.xyz, including all repair tutorials, upcycling guides, cleaning methods, and sustainability analyses, is provided for general informational and educational purposes only.
B. Not Professional Advice
We are not professional tailors, textile engineers, chemists, or environmental experts. The advice provided on this Site is based on personal experimentation, research, and common sustainable practices. It is not a substitute for professional tailoring advice, certified garment care instructions, or chemical safety guidelines.
C. Assumption of Risk
DIY projects, upcycling, mending, and using certain cleaning agents (even natural ones) involve inherent risks, including damage to your garments, property, or personal injury. You assume all risk associated with implementing any tutorial or advice found on this Site. We are not liable for any damaged clothing, unsuccessful repair attempts, or other personal/property damage resulting from your reliance on our content. Always test new techniques and cleaning products on scrap fabric first.
2. Affiliate and Commercial Disclosure
A. Affiliate Links
MiFinance.xyz participates in various affiliate marketing programs. This means we may earn a commission on certain products (e.g., sustainable thread, Sashiko kits, specialized detergents, raw denim) purchased through links we provide on the Site.
B. Transparency
We only link to products and brands that align with our core values of sustainability, durability, and low-waste living. The use of affiliate links does not affect the price you pay. The commission helps us fund the research and content creation necessary to keep this resource free.
3. Intellectual Property and Content Use
A. Ownership
The Service and its original content, features, and functionality (including all step-by-step photos, unique mending guides, text, and graphics) are and will remain the exclusive property of MiFinance.xyz and its licensors. Our content is protected by copyright, trademark, and other laws.
B. Permitted Use
You may share content on social media and print individual articles for personal, non-commercial use, provided you give full and clear credit to MiFinance.xyz with appropriate and specific direction (a hyperlink) to the original content.
C. Prohibited Use
You may not republish, reproduce, sell, or commercially exploit any of the content, guides, or tutorials on this Site without our express written permission.
4. User-Generated Content (Comments and Contributions)
A. Responsibility
If the Site allows you to post comments, project photos, or submit other content (“User Content”), you are solely responsible for that content. You warrant that your User Content does not violate any laws or the rights of any third party.
B. Content Standards
User Content must be relevant to the topics of sustainable fashion, low-waste living, or denim care/repair. We prohibit the posting of spam, unsolicited commercial promotion, abusive language, or content that promotes fast-fashion brands that violate clear ethical standards.
C. License Grant
By posting User Content, you grant us a perpetual, worldwide, non-exclusive, royalty-free, and sub-licensable license to use, reproduce, modify, publish, and distribute your content in connection with the Service.
D. Monitoring and Removal
We reserve the right to monitor, edit, or remove any User Content that we determine, in our sole discretion, violates these Terms.
5. Limitation of Liability and Warranty Disclaimer
A. As-Is Basis
Your use of the Service is at your sole risk. The Service is provided on an “AS IS” and “AS AVAILABLE” basis. We expressly disclaim all warranties of any kind, whether express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, non-infringement, and the guaranteed success of any repair or DIY project.
B. Limitation of Liability
In no event shall MiFinance.xyz, nor its directors, employees, or partners, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, or goodwill, resulting from (i) your access to or use of the Service; (ii) any content obtained from the Service; or (iii) any products or services linked from the Service.
6. Governing Law and Severability
These Terms shall be governed and construed in accordance with the laws of [Your State/Province, Country, e.g., the laws of Tunisia], without regard to its conflict of law provisions. If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions will remain in full force and effect.
7. Changes to Terms
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. We will indicate the date of the most recent revision at the top of this page. By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms.
8. Contact Us
If you have any questions about these Terms and Conditions, please contact us at:
Email: Contact@mifinance.xyz